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Ready to get a home loan?

Buying a home should be an exciting and rewarding process. We are committed to helping you every step of the way.

Schedule a mortgage consultation with a Procura Mortgage Company professional.. Knowing your purchasing power is important before you start searching for your new home.. If you have been renting, living at home, or just graduating from college, it is important to understand how much of your monthly budget can be spent on a mortgage payment. If you are thinking about selling and moving up, it is important to understand how the equity in your current home can be applied to your new mortgage payment.

We offer a wide variety of loan options to homebuyers in today's marketplace. Once you have met with a mortgage professional and reviewed the variety of loan options, you can move forward. We will review your credit report and explain how your credit affects your purchasing power.

Your mortgage professional will give you a list of documents that you need to bring in to be reviewed by local underwriters. Common documents requested are:

  • Pay stubs for the most recent 30 days
  • Complete bank statements for the last two months (all pages)
  • Most recent asset information, such as IRA or 401(K) statements (all pages)
  • Most recent two years tax returns with all supporting documentation such as W-2 forms

After your loan has been submitted, we may ask for additional items that are required based on the specific loan that you choose based on your financial status or situation.

Once you have been prequalified, you can start looking for your new home. Most homebuyers start their home search online. Your mortgage professional can recommend local licensed realtors that can show you homes and help you write an offer. In today's marketplace, sellers prefer a prequalification letter to accompany an offer to purchase their home, showing them that you are a serious buyer. Get started here.